Landlords house insurance: Your legal obligations for gas and electricity

Landlords house insurance protects you against unwanted mishaps, but it is important to remember that you do have some legal obligations for all of your properties. This is to safeguard the wellbeing of your tenants and to ensure that the properties you lease remain in a tenable position. In this post, we are going to briefly review the things you are obliged to do with regards to gas and electrical appliances.

First of all, you need to ensure that you keep a track of the gas and electricity usage in your household. All of the gas-based appliances must be verified for safety purposes every 12 months, and they must be maintained in between these checks. You need to keep all gas-related records for two years, and when a tenancy ends, you must do a brand-new check of the property’s appliances before re-leasing.

Ensuring that every electrical product or appliance is not defective is a vital part of your job as a landlord, and landlords house insurance may not cover you should you not fulfil your responsibilities. Make sure you keep track of all of the times you monitor the electrical products, and if you discover that there are defective or faulty products, make sure that they are removed from the house straight away. This will ensure that the safety of your tenants comes first. Some of the time, your landlords house insurance will cover the cost of replacements if you make a claim.

With being a landlord comes responsibilities, and to guarantee that you have satisfied tenants who will always want to remain in your property and renew their agreements, make sure that you look after your property. Being a landlord is an investment, and by fulfilling your duties, you could benefit financially and prevent the need to use your insurance and pay an excess.