There is nothing wrong with collecting a number of quotes before you commit to a certain company. If you are a landlord who is looking for landlord insurance, one of the best things you could do to help yourself find your ideal policy is compare quotes. However, it is no good comparing quotes if you don’t know what you should be comparing them on. So what are some of the points of landlord insurance comparison?
The primary concern for any landlord looking for insurance is what the costs will be. What will you be expecting to pay and how often? Does the amount of money you are paying reflect the amount of cover you are receiving? These are the sort of question you should be asking yourself when conducting a landlord insurance comparison.
You should also look to compare the claim allowances that are offered by different companies. In the event of you making a claim, you want to know what the insurance company’s limits are on how much they will pay out. Likewise, you should take note of what the excess charges will be for you if you take out a policy with them.
Always observe what sort of discounts or free additional features you may receive between the different companies. Most companies will offer you an online discount, but some also offer a multi buy discount which means your insurance premiums are cheaper if you insure more than one property at a time. You could also find yourself receiving free incentives like free accidental damage cover within your policy.
It is vitally important that you are comparing insurance companies in order to take advantage of the quality services and competitive prices they are offering. Dedicate some time on a regular basis to comparing quotes and you are bound to find the insurance policy that suits your every need.